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TOPPER IAS · CURRENT AFFAIRS INTELLIGENCE

15 September 2026

19 developments → 8 GS areas → 20 minutes · all editions · Read in: हिन्दी · ಕನ್ನಡ · తెలుగు · தமிழ் · മലയാളം · मराठी · বাংলা · ગુજરાતી · ଓଡ଼ିଆ · ਪੰਜਾਬੀ

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Today's 20-minute UPSC session

15 September 2026 · read the priority topics, take the test, revise what you missed

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Today's UPSC priority

5 topics you cannot afford to miss — and why

  1. Government bars bank charges on small-value UPI paymentsEconomy · asked in UPSC 2017; GS-3 core; factual, Prelims-type
  2. Lapses flagged in crop insurance disbursement to Karnataka farmersEconomy · asked in UPSC 2016; GS-3 core; factual, Prelims-type
  3. Concerns raised over shrinking Gram Sabha powers in tribal land mattersPolity · asked in UPSC 2012; GS-2 core
  4. Retail and wholesale inflation move in divergent directionsEconomy · asked in UPSC 2020; GS-3 core
  5. Chandrayaan-1 data point to one of the Moon's oldest impact basinsScience & Tech · asked in UPSC 2010; GS-3 core; factual, Prelims-type
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Must read 5 · Important 8 · Quick scan 6

High Prelims + Mains value · PYQ-linked · read fully

EconomyGS-3Prelims ★★★★★ Mains ★★★★★

UPI payments up to Rs 2,000 stay free: the NPCI-RBI structure GS3 tests

Government bars bank charges on small-value UPI payments

Why in News? The government has barred banks from charging UPI transactions up to Rs 2,000, keeping small digital payments free.

Prelims The National Payments Corporation of India (NPCI) operates the Unified Payments Interface (UPI).

Mains GS Paper 3 - Indian Economy: transaction charges on small digital payments could discourage financial inclusion and cash-to-digital migration, so the …

🔁 PYQ · UPSC 2017Source: Deccan HeraldRead · 2 min →Test
EconomyGS-3Prelims ★★★★★ Mains ★★★★★

Farmers wait, insurers don't pay: the PMFBY yield-data rule every GS3 answer needs

Lapses flagged in crop insurance disbursement to Karnataka farmers

Why in News? A Karnataka legislator flagged delays in crop insurance claim disbursement under the Pradhan Mantri Fasal Bima Yojana.

Prelims PMFBY is implemented through empanelled insurance companies under a centrally sponsored scheme

Mains GS Paper 3 - Agriculture: delays in PMFBY claim disbursement, as flagged for Karnataka, point to gaps between yield-data collection (Crop Cutting Expe…

🔁 PYQ · UPSC 2016Source: The HinduRead · 2 min →Test
PolityGS-2Prelims ★★★★☆ Mains ★★★★★

One village body can block land deals in tribal areas — PESA's power now eroding

Concerns raised over shrinking Gram Sabha powers in tribal land matters

Why in News? Concerns have been raised over the erosion of Gram Sabha powers under PESA, 1996 in decisions affecting tribal land.

Prelims PESA, 1996 extends Part IX of the Constitution to Fifth Schedule Scheduled Areas, with modifications suited to tribal customs

Mains GS Paper 2 - Polity/Panchayati Raj in Scheduled Areas. The erosion of Gram Sabha authority under PESA, 1996 weakens tribal self-governance and the man…

🔁 PYQ · UPSC 2012Source: The HinduRead · 2 min →Test
EconomyGS-3Prelims ★★★★☆ Mains ★★★★★

One inflation number hit 9.92%, another only 4.82% — but RBI targets just one

Retail and wholesale inflation move in divergent directions

Why in News? Retail inflation (CPI) rose to 4.82% and wholesale inflation (WPI) to 9.92% in August, compiled by different government agencies.

Prelims The Consumer Price Index (CPI) is compiled by the National Statistical Office.

Mains GS Paper 3 - the CPI-WPI divergence highlights that India's monetary policy, anchored to CPI under the flexible inflation-targeting framework, may not…

🔁 PYQ · UPSC 2020Source: The HinduRead · 2 min →Test
Science & TechGS-3Prelims ★★★★★ Mains ★★★★☆

One of the Moon's oldest basins, found by India's own probe: the GS3 space mission fact

Chandrayaan-1 data point to one of the Moon's oldest impact basins

Why in News? New analysis of Chandrayaan-1 data suggests the mission may have detected one of the Moon's oldest impact basins.

Prelims Chandrayaan-1, launched in 2008, was India's first lunar mission

Mains Relevant to GS Paper 3 (Science and Technology/Space): legacy missions like Chandrayaan-1 continue to yield new scientific findings years after launch…

🔁 PYQ · UPSC 2010Source: Indian ExpressRead · 2 min →Test

Next: Important →

Know the fact and the angle · 1 minute each

KarnatakaGS-2Prelims ★★★★★ Mains ★★★★☆ KPSC ★★★★★

Why does Karnataka celebrate a 79th Utsav for a region governed under Article 371J?

Kalyana Karnataka Utsav observed to mark the region's special status

Why in News? Karnataka observed the 79th Kalyana Karnataka Utsav, marking the region's special constitutional status under Article 371J.

Prelims Article 371J was inserted into the Constitution by the 98th Constitutional Amendment Act, 2012.

Mains GS Paper 2 - regional imbalance within Karnataka led to a special constitutional provision (Article 371J) modelled on similar clauses for Andhra Prade…

🔁 PYQ · KPSC 2023Read · 2 min →Test
PolityGS-2Prelims ★★★★☆ Mains ★★★★★

The Constitution never names a national language: the Article 343 line every Prelims aspirant misreads

Hindi Diwas marks the Constituent Assembly's 1949 language decision

Why in News? Hindi Diwas commemorates the Constituent Assembly's 1949 decision, embodied in Article 343, to adopt Hindi in Devanagari script as the Union's official language.

Prelims Article 343 of the Constitution designates Hindi in the Devanagari script as the official language of the Union.

Mains GS Paper 2 - Polity: the recurring conflation of 'official language' with 'national language' stems from a plain reading of Article 343, which confers…

Source: Indian ExpressRead · 2 min →Test
EconomyGS-3Prelims ★★★★☆ Mains ★★★★★

Karnataka's top grape belt still ships to Maharashtra to dry: the GS3 value-addition fix

Government raisin-processing unit planned for Vijayapura

Why in News? Karnataka has proposed a raisin-processing unit in Vijayapura to cut grape farmers' transport costs and add local value.

Prelims Vijayapura district in Karnataka is a leading grape-growing and raisin-producing region.

Mains GS Paper 3 - Agriculture/Agro-processing: the issue is that grape farmers in a major producing district like Vijayapura bear high transport costs by s…

Source: The HinduRead · 2 min →Test
International
International RelationsGS-2Prelims ★★★★☆ Mains ★★★★★

BRICS just adopted a New Delhi declaration, but its development bank sits in Shanghai

18th BRICS Summit adopts the New Delhi Declaration

Why in News? The 18th BRICS Summit adopted the New Delhi Declaration, with leaders reaffirming cooperation on trade, finance and multilateral reform.

Prelims The New Delhi Declaration was adopted at the 18th BRICS Summit.

Mains Relevant to GS Paper 2 - International Relations and International Institutions. The issue of reforming global economic governance is addressed throug…

Source: The HinduRead · 2 min →Test
International RelationsGS-2Prelims ★★★★☆ Mains ★★★★★

Nepal's floods cut power fast — India's expedited export runs on the Neighbourhood First policy

India approves expedited power export to flood-hit Nepal

Why in News? India approved expedited electricity export to flood-hit Nepal under cross-border power trade guidelines issued by the Ministry of Power.

Prelims Cross-border trade in electricity between India and its neighbouring countries is regulated by guidelines issued by the Ministry of Power

Mains GS Paper 2 - International Relations: floods disrupting Nepal's power infrastructure prompted India to expedite electricity export under the Ministry …

Source: The HinduRead · 2 min →Test
PolityGS-2Prelims ★★★☆☆ Mains ★★★★★

91% of India's electors mapped, a crore names cut: the SIR exercise GS2 keeps asking about

Special Intensive Revision of electoral rolls advances nationally

Why in News? The Election Commission's Special Intensive Revision has mapped over 91% of electors nationally, removing more than a crore entries from draft rolls.

Prelims The Special Intensive Revision (SIR) has mapped more than 91% of electors nationally.

Mains Under GS Paper 2 (Polity - Election Commission), the SIR exercise raises the issue of maintaining accurate and updated electoral rolls, governed by Ar…

Source: The HinduRead · 2 min →Test
PolityGS-3Prelims ★★★☆☆ Mains ★★★★★

Karnataka says drought relief funds fall short: the NDRF-SDRF split every GS3 aspirant must know

Karnataka seeks revision of NDRF drought-relief norms from the Centre

Why in News? Karnataka has urged the Centre to revise NDRF norms for drought relief assessment under the Disaster Management Act, 2005 framework.

Prelims The NDRF and the SDRF are both constituted under the Disaster Management Act, 2005.

Mains GS Paper 3 - Disaster Management: the issue is that States find existing NDRF assessment norms too rigid to capture the actual severity of drought, wh…

Source: Oneindia KannadaRead · 2 min →Test
EconomyGS-3Prelims ★★★☆☆ Mains ★★★★★

India widens EU steel access, but the carbon levy stays: CBAM explained for GS3 trade

India gains wider EU steel market access even as carbon levy persists

Why in News? India gained wider EU market access for steel even as the EU's carbon-linked CBAM levy continues to apply to such exports.

Prelims CBAM requires importers of steel, cement, aluminium, fertilisers, hydrogen and electricity into the EU to pay a levy linked to embedded carbon emissions.

Mains GS Paper 3 - Indian Economy / International Trade. Issue: the EU's CBAM levies a carbon cost on carbon-intensive Indian exports like steel even as Ind…

Source: The HinduRead · 2 min →Test

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PYQ connections · weekly & monthly tests · past editions

🔁 Today's PYQ connections (6)

Concerns raised over shrinking Gram Sabha powers in tribal land matters
🔁 PYQ CONNECTION · UPSC 2012

In the areas covered under the Panchayat (Extension to the Scheduled Areas) Act, 1996, what is the role/power of Gram Sabha? 1. Gram Sabha has the power to prev…

Retail and wholesale inflation move in divergent directions
🔁 PYQ CONNECTION · UPSC 2020

Consider the following statements 1. The weightage of food in Consumer Price Index (CPI) is higher than that in Wholesale Price Index (WPI). 2. The WPI does not…

Government bars bank charges on small-value UPI payments
🔁 PYQ CONNECTION · UPSC 2017

Consider the following statements: 1. National Payments Corporation of India (NPCI) helps in promoting the financial inclusion in the country. 2. NPCI has launc…

Lapses flagged in crop insurance disbursement to Karnataka farmers
🔁 PYQ CONNECTION · UPSC 2016

With reference to 'Pradhan Mantri Fasal Bima Yojana', consider the following statements: 1. Under this scheme, farmers will have to pay a uniform premium of two…

Chandrayaan-1 data point to one of the Moon's oldest impact basins
🔁 PYQ CONNECTION · UPSC 2010

In the context of space technology, what is "Bhuvan", recently in the news?

Kalyana Karnataka Utsav observed to mark the region's special status
🔁 PYQ CONNECTION · KPSC 2023

Under Article 371-J, the Governor have special provisions with respect to the state of

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