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Financial inclusion campaign to run from 21 October to 31 December
వార్తల్లో ఎందుకు?
Who is still outside the banking net? The financial inclusion drive GS-III expects you to explain
A nationwide campaign on financial inclusion schemes is set for 21 October-31 December 2026.
Why it matters: asked in UPSC 2010; factual, Prelims-type
What you need to know
2 నిమి
A comprehensive campaign on the Government of India's financial inclusion schemes will run from 21 October to 31 December 2026, according to a Press Information Bureau release.
Such campaigns aim to take banking, insurance and pension coverage to households still outside the formal financial system.
మూలాలు: Topper IAS editorial (PIB / The Hindu / Indian Express)
ముఖ్య వాస్తవాలు
Remember these
- Campaign on financial inclusion schemes runs 21 October-31 December 2026 (PIB release).
- Aim: extend banking, insurance and pension coverage to households outside the formal financial system.
- Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in August 2014 for universal bank access.
- PMJJBY, PMSBY and Atal Pension Yojana (2015) form the insurance and pension layer of inclusion.
- Financial inclusion is tested under GS-III: inclusive growth.
ప్రిలిమ్స్ · మెయిన్స్
How the exam will ask it
ప్రిలిమ్స్
- Statement: The Pradhan Mantri Jan Dhan Yojana seeks to provide every household access to a basic bank account, along with insurance and pension facilities.
- Statement: Financial inclusion covers access to banking, credit, insurance and pension services for those outside the formal financial system.
- Statement: The Atal Pension Yojana primarily targets workers in the unorganised sector.
మెయిన్స్
GS-III (Inclusive growth). Millions of households remained outside formal finance, limiting savings, credit and social security; schemes like PMJDY, PMJJBY, PMSBY and APY, plus time-bound campaigns, address access. Implication: accounts must become active use, so the way forward lies in financial literacy, last-mile banking, grievance redressal and digital payment adoption.
PYQ connection
A question UPSC has already asked on this
With reference to India, consider the following:
- Nationalization of Banks
- Formation of Regional Rural Banks
- Adoption of villages by Bank Branches.
Which of the above can be considered as steps taken to achieve the 'financial inclusion' in India?
- 1 and 2 only
- 2 and 3 only
- 3 only
- 1, 2 and 3
సమాధానం చూడండి
సమాధానం: D
Why this matters: today's issue is directly connected to a concept UPSC has already tested. Read the story with this question in mind.
Practise this PYQ →Quick recall
Answer before you reveal
The permanent secretariat of the Organisation of Islamic Cooperation (OIC) is located in:
- Riyadh
- Abu Dhabi
- Jeddah
- Doha
సమాధానం చూడండి
సమాధానం: C — The correct answer is Jeddah. The OIC secretariat is in Jeddah, Saudi Arabia; India has often rejected the bloc's statements on Jammu and Kashmir.
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