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Gruha Lakshmi: three instalments worth ₹7,405.86 crore to be released together

5 November 2026 · ⏱ 2 நிமிடம் · KAS: State welfare schemes

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ஏன் செய்தியில்?

Three instalments, ₹7,405.86 crore at once: the Gruha Lakshmi facts KAS aspirants must know

Karnataka releases three Gruha Lakshmi instalments, ₹7,405.86 crore.

Why it matters: asked in KPSC 2023; factual, Prelims-type

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What you need to know

2 நிமிடம்

The Karnataka government is set to release the 34th, 35th and 36th instalments of the Gruha Lakshmi scheme together, amounting to ₹7,405.86 crore.

Chief Minister D.K.

Shivakumar is to release the money.

The guarantee scheme provides monthly assistance to the woman head of an eligible family.

ஆதாரங்கள்: Topper IAS editorial (PIB / The Hindu / Indian Express)

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முக்கிய உண்மைகள்

Remember these

  • The 34th, 35th and 36th Gruha Lakshmi instalments are being released together, totalling ₹7,405.86 crore.
  • Gruha Lakshmi gives ₹2,000 a month to the woman head of an eligible family.
  • It is one of Karnataka's five guarantee schemes, alongside Gruha Jyothi, Anna Bhagya, Shakti and Yuva Nidhi.
  • Chief Minister D.K. Shivakumar is to release the money.
  • The scheme was launched in 2023 as a Direct Benefit Transfer to women.
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ப்ரிலிம்ஸ் · மெயின்ஸ்

How the exam will ask it

ப்ரிலிம்ஸ்

  • Gruha Lakshmi is a Karnataka government scheme giving monthly financial assistance to the woman head of an eligible family.
  • It is part of the state's guarantee schemes, which also include Gruha Jyothi (free electricity), Anna Bhagya (food grain), Shakti (free bus travel for women) and Yuva Nidhi (unemployment allowance).
  • The assistance is paid as a Direct Benefit Transfer to the beneficiary's bank account.

மெயின்ஸ்

GS Paper 2 (welfare schemes) and GS Paper 3 (state finances). Unconditional cash transfers like Gruha Lakshmi raise women's household autonomy, but a lump release of ₹7,405.86 crore points to payment delays and strain on the state's fiscal space. The way forward is predictable monthly payments, regular beneficiary verification and a clear funding plan within fiscal responsibility limits.

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PYQ connection

A question UPSC has already asked on this

🔁 UPSC PYQ CONNECTION · KPSC CSE 2023

Name the scheme of Government of Karnataka under which women heads of households will be given a monthly allowance of ₹ 2,000.

  1. Karnataka Gruha Jyothi Scheme
  2. Karnataka Santhwana Scheme
  3. Karnataka Gruha Lakshmi Scheme
  4. Karnataka Shakti Scheme (Yojana)
விடையைக் காட்டு

விடை: C

Why this matters: today's issue is directly connected to a concept UPSC has already tested. Read the story with this question in mind.

Practise this PYQ →
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Quick recall

Answer before you reveal

Under Karnataka's Gruha Lakshmi scheme, the monthly assistance to the woman head of an eligible family is:

  1. ₹2,000
  2. ₹1,500
  3. ₹2,500
  4. ₹3,000
விடையைக் காட்டு

விடை: A — Correct: ₹2,000 — The scheme gives ₹2,000 a month to the woman head of an eligible family. • ₹1,500 — wrong: ₹1,500 is not the Gruha Lakshmi amount. • ₹2,500 — wrong: ₹2,500 is not the Gruha Lakshmi amount. • ₹3,000 — wrong: ₹3,000 is higher than the scheme's monthly assistance.

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