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Gruha Lakshmi: three instalments worth ₹7,405.86 crore to be released together
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Three instalments, ₹7,405.86 crore at once: the Gruha Lakshmi facts KAS aspirants must know
Karnataka releases three Gruha Lakshmi instalments, ₹7,405.86 crore.
Why it matters: asked in KPSC 2023; factual, Prelims-type
What you need to know
2 ਮਿੰਟ
The Karnataka government is set to release the 34th, 35th and 36th instalments of the Gruha Lakshmi scheme together, amounting to ₹7,405.86 crore.
Chief Minister D.K.
Shivakumar is to release the money.
The guarantee scheme provides monthly assistance to the woman head of an eligible family.
ਸਰੋਤ: Topper IAS editorial (PIB / The Hindu / Indian Express)
ਮੁੱਖ ਤੱਥ
Remember these
- The 34th, 35th and 36th Gruha Lakshmi instalments are being released together, totalling ₹7,405.86 crore.
- Gruha Lakshmi gives ₹2,000 a month to the woman head of an eligible family.
- It is one of Karnataka's five guarantee schemes, alongside Gruha Jyothi, Anna Bhagya, Shakti and Yuva Nidhi.
- Chief Minister D.K. Shivakumar is to release the money.
- The scheme was launched in 2023 as a Direct Benefit Transfer to women.
ਪ੍ਰੀਲਿਮਜ਼ · ਮੇਨਜ਼
How the exam will ask it
ਪ੍ਰੀਲਿਮਜ਼
- Gruha Lakshmi is a Karnataka government scheme giving monthly financial assistance to the woman head of an eligible family.
- It is part of the state's guarantee schemes, which also include Gruha Jyothi (free electricity), Anna Bhagya (food grain), Shakti (free bus travel for women) and Yuva Nidhi (unemployment allowance).
- The assistance is paid as a Direct Benefit Transfer to the beneficiary's bank account.
ਮੇਨਜ਼
GS Paper 2 (welfare schemes) and GS Paper 3 (state finances). Unconditional cash transfers like Gruha Lakshmi raise women's household autonomy, but a lump release of ₹7,405.86 crore points to payment delays and strain on the state's fiscal space. The way forward is predictable monthly payments, regular beneficiary verification and a clear funding plan within fiscal responsibility limits.
PYQ connection
A question UPSC has already asked on this
Name the scheme of Government of Karnataka under which women heads of households will be given a monthly allowance of ₹ 2,000.
- Karnataka Gruha Jyothi Scheme
- Karnataka Santhwana Scheme
- Karnataka Gruha Lakshmi Scheme
- Karnataka Shakti Scheme (Yojana)
ਜਵਾਬ ਵੇਖੋ
ਜਵਾਬ: C
Why this matters: today's issue is directly connected to a concept UPSC has already tested. Read the story with this question in mind.
Practise this PYQ →Quick recall
Answer before you reveal
Under Karnataka's Gruha Lakshmi scheme, the monthly assistance to the woman head of an eligible family is:
- ₹2,000
- ₹1,500
- ₹2,500
- ₹3,000
ਜਵਾਬ ਵੇਖੋ
ਜਵਾਬ: A — Correct: ₹2,000 — The scheme gives ₹2,000 a month to the woman head of an eligible family. • ₹1,500 — wrong: ₹1,500 is not the Gruha Lakshmi amount. • ₹2,500 — wrong: ₹2,500 is not the Gruha Lakshmi amount. • ₹3,000 — wrong: ₹3,000 is higher than the scheme's monthly assistance.
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