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Gruha Lakshmi helps rural women build livelihoods

7 November 2026 · ⏱ 2 മിനിറ്റ് · Karnataka: Welfare schemes

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വാർത്തയിൽ എന്തുകൊണ്ട്?

₹2,000 a month to the woman head of the family: the Gruha Lakshmi detail Karnataka papers test

Gruha Lakshmi's ₹2,000 monthly aid supports rural women.

Why it matters: asked in KPSC 2023; factual, Prelims-type

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What you need to know

2 മിനിറ്റ്

Rural women have described how the Gruha Lakshmi scheme helped them build their lives.

The scheme gives monthly assistance of ₹2,000 to the woman head of each eligible family and is one of Karnataka's five guarantees.

ഉറവിടങ്ങൾ: Topper IAS editorial (PIB / The Hindu / Indian Express)

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പ്രധാന വസ്തുതകൾ

Remember these

  • Gruha Lakshmi is one of Karnataka's five guarantee schemes
  • It gives ₹2,000 a month to the woman head of each eligible family
  • Aid is paid to the woman head of the family, not to the household in general
  • Rural women beneficiaries say it helped them build livelihoods
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പ്രിലിംസ് · മെയിൻസ്

How the exam will ask it

പ്രിലിംസ്

  • Statement: Gruha Lakshmi provides monthly financial assistance of ₹2,000 to the woman head of each eligible family in Karnataka.
  • Statement: Gruha Lakshmi is one of the five guarantee schemes of the Karnataka government.
  • Statement: The scheme's assistance is directed at the woman head of the family, which makes it a women-centric direct benefit scheme.

മെയിൻസ്

GS Paper 2 (welfare schemes, women's empowerment) and the Karnataka state paper. Issue: unconditional cash support to women heads of households -> Gruha Lakshmi gives ₹2,000 a month under the five guarantees -> it improves women's financial autonomy and supports small livelihoods, but raises questions of fiscal burden. Way forward: link the transfer with skilling and credit access and target it well.

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PYQ connection

A question UPSC has already asked on this

🔁 UPSC PYQ CONNECTION · KPSC CSE 2023

Name the scheme of Government of Karnataka under which women heads of households will be given a monthly allowance of ₹ 2,000.

  1. Karnataka Gruha Jyothi Scheme
  2. Karnataka Santhwana Scheme
  3. Karnataka Gruha Lakshmi Scheme
  4. Karnataka Shakti Scheme (Yojana)
ഉത്തരം കാണിക്കൂ

ഉത്തരം: C

Why this matters: today's issue is directly connected to a concept UPSC has already tested. Read the story with this question in mind.

Practise this PYQ →
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Quick recall

Answer before you reveal

Under Karnataka's Gruha Lakshmi scheme, the monthly financial assistance to the woman head of the family is:

  1. ₹2,000
  2. ₹1,000
  3. ₹1,500
  4. ₹3,000
ഉത്തരം കാണിക്കൂ

ഉത്തരം: A — Correct answer: ₹2,000. Gruha Lakshmi, one of the five guarantees, gives ₹2,000 a month to the woman head of each eligible family.

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